Tenor Labs
The rules, as the contract runs them.
Tenor Labs is one lending pool on Elysium. Lenders put HYPE in and earn interest. Borrowers lock an approved coin and take HYPE out. An AI agent scores wallets, checks coins and watches every loan.
Lending
You deposit HYPE and receive pool shares. All interest paid by borrowers goes to lenders, so each share grows in value. You can take your HYPE out whenever the pool has it on hand.
Your limit
The agent reads a wallet's history on Hyperliquid, Ethereum, Arbitrum, Base, HyperEVM and Elysium and turns it into a score from 0 to 100. The score sets a borrow limit between 15% and 30% of the value you lock. The base is 25%.
Coins
A coin can be locked only while it passes four checks: at least $1M in value for 7 days, at least $200k of liquidity, at least 7 days old, and the top ten holders under 40%. The checks run every 60 minutes.
Borrowing
You lock the coin and borrow HYPE up to your limit. A 5% fee is taken when the loan opens: you receive 95% and owe the full amount. Repay any part at any time. Repay it all and the coin returns to you.
The sell line
If a debt reaches 75% of the coin's value, the agent sells the coin. Lenders are repaid first, then a 10% fee on the debt, and whatever is left goes back to the borrower. 20% of that fee stays in the contract as a backup fund for sales that fall short.
Interest follows how busy the pool is.
Borrowers pay 10% a year when nothing is lent, 20% when 80% of the pool is lent, and 60% when all of it is. Move over the curve to read any point.
Rules table
| Rule | Value |
|---|---|
| Coin market cap (every hourly snapshot, rolling window) | at least $1,000,000 for 7 days |
| Coin DEX pool liquidity | at least $200,000 |
| Coin age | at least 7 days |
| Top 10 holders share (pool and burn addresses excluded) | under 40% |
| Coin re-check interval | every 60 minutes; a failing coin stops new loans, open loans continue |
| Base borrow limit (LTV) | 25% |
| Borrow limit range from wallet score | 15% to 30% |
| Liquidation when debt reaches | 75% of collateral value |
| Liquidation fee (of debt) | 10% |
| Share of liquidation fee kept as backup fund | 20% |
| Sale proceeds after debt and fee | returned to the borrower |
| Shortfall | covered by the backup fund when it can be, otherwise shared by lenders as bad debt |
| Opening fee (of borrowed amount) | 5% (borrower receives the rest, owes the full amount) |
| Interest | 100% to lenders |
| Borrow APR curve | 10% at 0% utilization, 20% at 80%, 60% at 100% (linear between points) |
| Per-coin debt cap | 10% of the coin's pool liquidity (in HYPE) |
| Maximum price age for new loans | 600 seconds |
| Price updates | when moved more than 0.5% or older than 300 seconds |
These values are read from the pool on Elysium each time this page opens.
Contracts
- Network
- Elysium, chain 99901 explorer
- Agent wallet
- 0xA979218ed4e8e567AE7E9541Ce8FB348A4D4c021
The owner can change the agent wallet, the fee wallet and the rules inside fixed bounds, and can pause new loans. No owner action can move lender or borrower funds.